Al-Abedi, Amar Yasir AbdulKadhim, and Karrar Mohammed Ridha Hashim. “Credit Shocks and Their Impact on Banking Profitability – An Applied Study on the Iraqi National Bank for the Period (2004-2016) – Iraq –”. Journal of Risk and Crisis Management 3, no. 2 (September 30, 2021): 64–50. Accessed December 19, 2025. https://www.ajsrp.ojsexpert.com/index.php/jrcm/article/view/4176.